Fertility Treatment
Estimated Costs
As there are a variety of factors that contribute to the cost of fertility treatments, we recommend you consider the following when anticipating the cost of your treatment plan.
The Importance of Fertility Assessments
While trying to predict the cost of your treatments can add to the uncertainty many aspiring parents face, our guidance is to first become better informed through consultation and assessment, which typically has no out-of-pocket cost. Through consultation and assessment, the Generation Fertility team aims to provide you with the most accurate information we can so that you can make an informed financial decision regarding your treatment options.
Circumstantial Cost Discrepancies
While some patients may have a fertility issue that are quickly resolved in the first cycle of IVF at minimal or no additional cost beyond what is covered in the provincial plan, other patients may have issues that require more than one cycle of treatment and thus result in increased costs.
Some patients achieve a pregnancy in their first cycle of IVF, whereas others will require additional treatment cycles.
For example, if we assess that your fertility issues are related to PCOS or TSH levels, the treatment would likely be medication-oriented and incur a negligible cost. On the other hand, in cases where IVF treatment is the best chance of success, it is common for patients to require more than one treatment cycle to achieve a pregnancy. Some individuals will need fewer treatment cycles and some will need many more treatment cycles in order to achieve a healthy pregnancy.
The best way for us to give you an accurate idea of what your treatment plan will cost is to schedule a consultation so that we may fully evaluate your fertility needs.
Government-Funded Fertility
Healthcare coverage for infertility treatment varies considerably by each province in Canada. The Ontario government currently offers coverage for a single In Vitro Fertilization (IVF) cycle per patient, per lifetime. Generation Fertility has been officially approved by the Ontario Ministry of Health to provide these government-funded fertility treatments.
It is important to review your treatment plan and the corresponding costs against the government-funded Fertility Program coverage. Our financial counselor can help answer any questions you may have regarding your treatment costs or government coverage.
Due to constraints on the government-funded program, there is typically a waitlist in order to receive treatment. If you're able to cover the costs through other means, it may drastically reduce the time it takes for you to receive treatment. Please speak with our team to learn more about the government-funded fertility treatment wait times and ways to access treatment more quickly through alternate payment options.
Government-Funded Fertility Treatments
To view a complete list of Government-funded fertility treatments, please visit the Ontario Government website below
Costs Related to
Assisted Reproduction
The cost of one IVF treatment cycle (excluding medications) typically starts at around $11,000.
While this does not include medication, patients are encouraged to check with their extended health benefits (EHB) provider, as some plans may offer partial or full coverage for fertility medications.
For qualifying patients, one IVF cycle is covered as a lifetime benefit, excluding the cost of medications and certain pretreatment tests. Any additional cycles, if needed, would be the patient’s responsibility.
Our team may also recommend innovative services that will enhance your fertility outcomes. Some of these services, such as PGT-A, PGT-M, will incur additional costs.
When Genetic Testing May Be Recommended:
PGT-A analyzes the number of chromosomes in each embryo, helping identify those with the highest potential for a successful implantation and healthy pregnancy.
PGT-M is a highly specialized test offered only to individuals or couples who carry a known gene mutation for a serious inherited condition. It allows us to identify embryos unaffected by that specific condition before implantation.
Ontario residents are covered by the Ontario Government for as many rounds of IUI as they require. Fertility preservation for medical reasons, such as a cancer diagnosis, is also completely covered.
While it’s difficult to estimate the cost of fertility treatments upfront, below are some rough estimates of what you can expect to pay for certain types of treatments.
Fertility Assessments: Typically no cost
Intrauterine Insemination (IUI): Typically no cost
Intrauterine Insemination (IUI): Funded for Ontario residents
In Vitro Fertilization (IVF): Ontario residents may qualify for one funded cycle; out-of-pocket cost is ~$11,000.
Pre-Implantation Genetic Testing (PGT-A): Approx. $2,000-5,000
Elective Egg Freezing: Approx. $8,000
For a more detailed cost breakdown, please visit our Pricing page.
Please be aware that these are general estimates only and cost largely varies based on individual fertility treatment journeys.
Detailed price lists of our services can be found at the link below.
